FAQ

Who is NBBI?
NBBI is a wholesale benefits marketing company specializing in unique healthcare savings programs and online benefit platforms on a national basis. As one of the largest discount healthcare savings providers in the country, we have developed and expanded our insured and non-insured benefit offerings to be utilized as a direct to employee, consumer and affinity online platform requiring little or no administration for sponsoring organizations, such as employers and associations.
Does NBBI lease its networks?
NBBI can lease its various networks to marketing organizations, insurance companies and third party administrators (TPA) on a wholesale basis. Each request and approval for network leasing is done on a case by case basis requiring specific parameters to be met. If you are interested in leasing one of our networks, contact us.
How are the discounts possible?
NBBI partners with companies who have contracted with Doctors, Facilities, Dentists, or other programs to access and provide to our members, the benefit of those negotiated fees. The discount rates that you see are what have been contracted with the providers of the networks we utilize.
Is NBBI not-for-profit?
No, NBBI is a for-profit company with an A+ rating with the Better Business Bureau. We do have an outreach program, Community Assistance Program, where our goal is to make healthcare more affordable. As of the end of 2010, we have been able to save our members over $100 million. Learn more about our outreach program.
Are your programs available nationwide?
Yes, most of our programs are national programs with some exceptions. Our dental/vision discount program and GapAfford discount medical program are not available in the following states: Montana, Washington, Alaska, Vermont, New Hampshire and Idaho. Our prescription drug discount program is available in all 50 states and US territories.
Are your programs insurance?
Most of our products such as Dental, Vision, Prescription, Lifestyles and GapAfford are not insurance. These programs are what are known as discount programs or reduced-fee for-service programs. They offer our members a pre-negotiated discount for the services provided.
What does household mean?
For our non-insured discount products, a household consists of all people who occupy a particular housing unit as their usual residence, or who live there at the time of purchase of services or goods and have no usual residence elsewhere. This also includes students away at school. Households include not only occupants related to the householder, but also any partners, wards, foster children and extended family members who share the living quarters of the householder.
Am I eligible for your programs?
Everyone, without exception, qualifies for any of our non-insured discount or reduced fee-for-service programs. Eligibility for our insured products is determined on a case-by-case basis relating to your needs, the insurance carrier’s criteria and the rules set forth by the state governing agency for your particular state.
How do I sign up for one of your programs?
Click the purchase button on the savings program page or contact us directly.